ACA Open Enrollment: Key Dates to Remember

Health Coverage: A Critical Component of Well-being

Health insurance is a vital part of ensuring you and your family's health and security. The Affordable Care Act (ACA) open enrollment period is a crucial time to secure or update your health coverage. We understand that navigating the world of insurance can be overwhelming, but being aware of the key dates can make the process much more manageable. Start preparing now to avoid missing out on essential coverage deadlines.

Key ACA Open Enrollment Dates

• November 1, 2025: This date marks the beginning of open enrollment. It's the first day you can enroll in, renew, or change your ACA plan for 2026.
• December 15, 2025: You must enroll by this date for your coverage to begin on January 1, 2026.
• January 15, 2026: The last day of open enrollment. Plans selected by this date will begin on February 1, 2026. After this date, changes are only possible if you qualify for a Special Enrollment Period.

If you experience a major life event like marriage, the birth of a child, or loss of other coverage, you may qualify for a Special Enrollment Period, allowing you to make changes even after these deadlines.

Secure Your Health Coverage

For those who already have coverage, now is the perfect time to review your current plan. Compare your options carefully, taking into account your medical needs and budget for the coming year. Remember, this window is limited, and preparation is key to avoiding any unexpected coverage gaps.

By making informed choices during this enrollment period, you can enjoy peace of mind throughout the year. Don't hesitate to reach out for help or personalized assistance to find the best plan for your needs.